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Perspectives on Cyber Risk
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New report finds women on track to retire with half as much as men

New report finds women on track to retire with half as much as men

July 31, 2017 12:20 PM | Print this page

The report suggests the causes of the large superannuation gap between men and women include:

  • the gender pay gap;
  • the rise in casualised work;
  • 'regressive' tax treatment;
  • unpaid care work; and
  • relationship breakdowns.

The report makes a number of recommendations to solve the issue. These recommendations focus on the concept of an 'accumulation pathway' which would map the 'superannuation balance at any given age that a person should hold in order to expect a basic living standard in retirement based on a combination of superannuation and the age pension'. The recommendations aim to ensure that Australians do not fall below this accumulation pathway. For example, the report recommends a superannuation contribution at the superannuation guarantee charge rate for the federal government’s paid parental leave scheme.

[Source: Per Capita media release 24/07/2017; Per Capita report Not So Super, For Women 27/07/2017]

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